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Sun 18 Jan 2026 • 16:31

DWP confirms it won't check bank accounts of people who receive 1 benefit

DWP confirms it won't check bank accounts of people who receive 1 benefit

The Department for Work and Pensions (DWP) recently announced that it will not conduct bank account checks for individuals receiving Universal Credit. This announcement comes as the DWP prepares to implement new fraud prevention measures, allowing them to scrutinize accounts for specific groups of benefit claimants. However, Universal Credit recipients will be exempt from these checks.

The DWP’s new powers will enable officials to verify bank accounts of individuals receiving certain benefits to combat fraud effectively. This move inevitably raises questions about privacy and the extent of government oversight in welfare payments. The exemption for Universal Credit recipients indicates that the DWP is making a targeted approach, focusing its resources on other benefits where fraud is perceived to be a higher risk.

By opting not to include Universal Credit in these checks, the DWP is allowing a significant number of claimants to continue receiving their benefits without the scrutiny of their financial accounts. This decision aims to ensure that support remains accessible for those who need it while still tightening controls among other benefit categories.

As the DWP navigates the complexities of welfare fraud, the focus will shift to creating a balance between thorough fraud investigation and the protection of individual privacy for benefit recipients.